Canadian Insurance Program

The IAFF-FC is proud to offer an insurance program designed with the needs of Canadian IAFF members in mind. The IAFF-FC Insurance Division -- administered by SF&C Insurance -- has teamed with RBC Life Insurance Company to provide Canadian members with a variety of important insurance options. Scroll down the page for additional information on:

Call toll free 1 (866) 423-3757 for quotes.

Individual Term Life Insurance

Whether you have a short-term need or a long-term need, Term Life Insurance can give you the protection you want, for the time you need it, at the rates you want to pay. Term Insurance offers guaranteed, level premiums and the assurance of knowing that your premiums will not increase at any time during the selected term period.

Sample Rates

Male, Age 45, Preferred Non-smoker class, $500,000 face amount

10 Year Term

20 Year Term

$595/Annually

$62.91/Monthly

$1,057/Annually

$95.13/Monthly

10 Year Level Premiums

20 Year Level Premiums

Prices are in Canadian Dollars

Female, Age 40, Preferred Non-smoker class, $500,000 face amount

 

10 Year Term

20 Year Term

$345/Annually

$33.75/Monthly

$655/Annually

$58.95/Monthly

10 Year Level Premiums

20 Year Level Premiums

Prices are in Canadian Dollars

Disability Insurance

Disability Income protection insurance is designed to protect your employment income by providing a monthly benefit for a disability caused by either an accident or a sickness.

Universal Life Insurance

Universal life insurance meets your insurance and investment needs in one convenient package. You can tailor your plan to fit your needs. Your investment earns interest in a tax-sheltered environment.

Long-Term Care Insurance

Long-term care insurance provides benefits to pay the cost of health and personal care services for those who become unable to care for him or herself. To ensure a comfortable future, it makes sense to purchase long-term care insurance. The basic coverage provides benefits to pay for health and personal care services for an insured person residing in a long-term care facility. You can also purchase additional coverage to pay for home care provided in the comfort of the insured person's own home. Home care also includes help with everyday tasks, such as cooking, cleaning and shopping.

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