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Individual Term Life Insurance
Whether you have a short-term need or a long-term
need, Term Life Insurance can help give you the protection you want,
for the time you need it, at the rates you want to pay. Term
Insurance offers guaranteed, level premiums and the assurance of
knowing that your premiums will not increase at any time during the
selected term period.
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Competitive rates for
IAFF members
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Face amounts from
$100,000 to $1,000,000
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10, 15, 20, and
30-year term plans available
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Long or short-term
conversion options
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Coverage available to
retired IAFF members
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Family coverage
available for your spouse and children
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Applications are
processed electronically
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Call toll free at
1-866-423-3757
SAMPLE RATES
MALE, AGE 40, SELECT PREFERRED NON-SMOKER CLASS
$500,000 FACE AMOUNT, ValueTerm
Conversion Option
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10 year Term |
15 Year Term |
20 year Term |
30 year Term |
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$255/Annually |
$335/Annually |
$400/Annually |
$815/Annually |
| 10-Year
Level Premiums |
15-Year
Level Premiums |
20-Year
Level Premiums |
30-Year
Level Premiums |
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FEMALE, AGE 35, SELECT PREFERRED NON-SMOKER CLASS
$500,000 FACE AMOUNT, ValueTerm
Conversion Option
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10 year Term |
15 year Term |
20 year Term |
30 year Term |
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$180/Annually |
$245/Annually |
$270/Annually |
$435/Annually |
| 10-Year
Level Premiums |
15-Year
Level Premiums |
20-Year
Level Premiums |
30-Year
Level Premiums |
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Underwritten by: Protective Life Insurance,
Home Office Birmingham, AL
Policy Form TL-06 (level benefit term life
insurance plan renewable to age 96, subject to underwriting,
permiums increase after initial guaranteed perium period, up to two
year constestable and suicide period, benefits adjusted for
misstatements of age or sex).
To sign up, or for additional information on
these valuable insurance programs please call us toll free at
1-866-423-3757. Please provide the representative with your IAFF
Local # for identification purposes.
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